MTK Sites Support Legal Stuff

Privacy Policy

Privacy Policy for MTK SITES

MTK SITES includes the following Websites: BillHudran.com, BillsIMTips.com, BillsTakeOnThings.com, LocoShots.com, OnlineLenderReview.com, SamanthaHudran.com, SecureLoansToday.Online, and TheRecipeJunction.com collectively referred to as “SITES”.

The privacy of our visitors to SITES’s Websites is important to us.

At SITES, we recognize that privacy of your personal information is important. Here is information on what types of personal information we receive and collect when you use and visit SITES’s Websites, and how we safeguard your information. We never sell your personal information to third parties.

Log Files: As with most other websites, we collect and use the data contained in log files. The information in the log files include your IP (internet protocol) address, your ISP (internet service provider, such as AOL or Xfinity), the browser you used to visit our Website (such as Chrome or Firefox), the device type (desktop or mobile), the time you visited our Website and which pages you visited throughout our Website.

Cookies and Web Beacons: We do use cookies to store information, such as your personal preferences when you visit our Website. This could include only showing you a popup once in your visit, or the ability to login to some of our features, such as forums.

We also use third party advertisements on the SITES’s Websites to support our Website. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our Website, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP , the browser you used to visit our Website, and in some cases, whether you have Flash installed. This is generally used for geotargeting purposes (showing New York real estate ads to someone in New York, for example) or showing certain ads based on specific Websites visited (such as showing cooking ads to someone who frequents cooking sites).

DoubleClick DART cookies: We also may use DART cookies for ad serving through Google’s DoubleClick, which places a cookie on your computer when you are browsing the web and visit a site using DoubleClick advertising (including some Google AdSense advertisements). This cookie is used to serve ads specific to you and your interests (“interest based targeting”). The ads served will be targeted based on your previous browsing history (For example, if you have been viewing sites about visiting Las Vegas, you may see Las Vegas hotel advertisements when viewing a non-related site, such as on a site about hockey). DART uses “non personally identifiable information”. It does NOT track personal information about you, such as your name, email address, physical address, telephone number, social security numbers, bank account numbers or credit card numbers. You can opt-out of this ad serving on all sites using this advertising by visiting http://www.doubleclick.com/privacy/dart_adserving.aspx

Cookie Control: You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect how you are able to interact with our Website as well as other websites. This could include the inability to login to services or programs, such as logging into forums or accounts.

Deleting cookies does not mean you are permanently opted out of any advertising program. Unless you have settings that disallow cookies, the next time you visit a Website running the advertisements, a new cookie will be added.

Last Updated: 11/18/2017


Terms & Conditions

Terms & Conditions for MTK SITES

MTK SITES includes the following Websites: BillHudran.com, BillsIMTips.com, BillsTakeOnThings.com, LocoShots.com, OnlineLenderReview.com, SamanthaHudran.com, SecureLoansToday.Online, and TheRecipeJunction.com collectively referred to as “SITES”.

PLEASE READ: THE SITES REQUIRES CONSIDERATION FOR AND AS A CONDITION OF ALLOWING YOU ACCESS.

READING AND ACCEPTING THIS TERMS & CONDITIONS AGREEMENT AND READING AND ACCEPTING THE PROVISIONS OF THE PRIVACY POLICY OF THE SITES ARE REQUIRED CONSIDERATIONS FOR THE SITES GRANTING YOU THE RIGHT TO VISIT, READ, RESELL, TRANSACT, PROCESS PAYMENTS FOR OR INTERACT WITH IT IN ANY WAY. BY VISITING THE SITES YOU ARE ACKNOWLEDGING THAT ALL TERMS & CONDITIONS HAVE BEEN TRANSMITTED TO YOU. ANY AND ALL AGREEMENTS, REPRESENTATIONS, PROMISES, WARRANTIES, ACTIONS, OR STATEMENTS BY VISITOR THAT DIFFER IN ANY WAY FROM THIS AGREEMENT SHALL BE GIVEN NO FORCE OR EFFECT.

ALL PERSONS ARE DENIED ACCESS TO OR USE OF THIS SITE UNLESS THEY READ AND ACCEPT THE TERMS & CONDITIONS AND THE PRIVACY POLICY.

BY VIEWING, VISITING, USING, TRANSACTING PAYMENTS ON BEHALF OF, OR INTERACTING WITH THE SITES AS A RESELLER, INTERMEDIARY, AFFILIATE, CUSTOMER, MERCHANT SERVICE PROVIDER, PUBLISHER, ADVERTISER OR ANY INTERACTION WHATSOEVER YOU ARE AGREEING TO ALL THE PROVISIONS OF THIS TERMS & CONDITIONS AND THE PRIVACY POLICY OF THE SITES. INCLUDING ANY CHANGES TO THIS AGREEMENT OR ADDITIONAL POLICIES INCORPORATED BY REFERENCE WHICH THE SITES MAY MAKE IN ITS SOLE DISCRETION IN THE FUTURE.

ALL PERSONS UNDER THE AGE OF 18 ARE DENIED ACCESS TO THE SITES. IF YOU ARE UNDER 18 YEARS OF AGE, IT IS UNLAWFUL FOR YOU TO VISIT, READ, OR INTERACT WITH THE SITES OR ITS CONTENTS IN ANY MANNER. THE SITES SPECIFICALLY DENIES ACCESS TO ANY INDIVIDUAL THAT IS COVERED BY THE CHILD ONLINE PRIVACY ACT (COPA) OF 1998.

THE SITES RESERVES THE RIGHT TO DENY ACCESS TO ANY PERSON OR VIEWER FOR ANY REASON. UNDER THE TERMS OF THE PRIVACY POLICY, WHICH YOU ACCEPT AS A CONDITION FOR VIEWING, THE SITES IS ALLOWED TO COLLECT AND STORE DATA AND INFORMATION FOR THE PURPOSE OF EXCLUSION AND FOR MANY OTHER USES.

THE TERMS & CONDITIONS AGREEMENT MAY CHANGE FROM TIME TO TIME. VISITORS HAVE AN AFFIRMATIVE DUTY, AS PART OF THE CONSIDERATION FOR PERMISSION TO VIEW THE SITES, TO KEEP THEMSELVES INFORMED OF CHANGES.

PARTIES TO THE TERMS & CONDITIONS AGREEMENT

Visitors, viewers, users, subscribers, members, affiliates, resellers or customers, collectively referred to herein as “Visitors”, are parties to this agreement. The SITES and its predecessor SITES’s owners and/or operators are parties to this agreement, herein referred to as “SITES.” Visitors understand and acknowledge that this agreement over-rules and supersedes any and all Visitors agreements with the SITES, including but not limited to Visitors own electronic Website terms of use, privacy policy or other proposed legally binding agreements located on Visitors Website.

The SITES hereby rejects all Visitors Website electronic agreements including but not limited to Visitors Terms and Conditions. This agreement shall govern all parties. In the event of a dispute with Visitor the SITES shall be governed by this agreement and by the applicable default rules and laws which shall be settled in binding arbitration or a court of law at the jurisdiction of the SITES’s choice. Any and all agreements, representations, promises, warranties, actions, or statements by Visitors Website or other proposed agreement that differ in any way from the terms of this agreement shall be given no force or effect. All Visitors including resellers, intermediaries, affiliates, joint venture partners, publishers, advertisers, online marketers, and any and all users that visit or access the SITES in any way shall be subject to mutual release and any contracts or agreements are not permitted to be terminated for any cause or reason without mutual written agreement and assent of the SITES.

YOUR USE

Your use of the SITES’s Website is at your sole risk. The SITES’s Website is provided on an "AS IS" and "AS AVAILABLE" basis. The SITES’s Website is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

SITES, its subsidiaries, affiliates, and its licensors do not warrant that a) the SITES’s Website will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the SITES’s Website is free of viruses or other harmful components; or d) the results of using the SITES’s Website will meet your requirements.

USE OF INFORMATION FROM THIS WEBSITE

Unless you have entered into an express written contract with the SITES to the contrary, Visitors, viewers, subscribers, members, affiliates, or customers have no right to use this information in a commercial or public setting; they have no right to broadcast it, copy it, save it, print it, sell it, or publish any portions of the content of the SITES. By viewing the contents of the SITES, you agree this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties. Again, Visitor has no rights whatsoever to use the content of, or portions thereof, including its databases, invisible pages, linked pages, underlying code, or other intellectual property the Website may contain, for any reason for any use whatsoever. Nothing. Visitor agrees to liquidated damages in the amount of U.S.$100,000 in addition to costs and actual damages for breach of this provision. Visitor warrants that he or she understands that accepting this provision is a condition of viewing and that viewing constitutes acceptance.

OWNERSHIP OF THE SITES OR RIGHT TO USE, SELL, PUBLISH CONTENTS OF THE SITES

The SITES and its contents are owned or licensed by the SITES. Material contained on the SITES must be presumed to be proprietary and copyrighted. Visitors have no rights whatsoever in the Website content. Use of SITES content for any reason is unlawful unless it is done with express contract or permission of the SITES.

HYPERLINKING TO SITES, CO-BRANDING, “FRAMING” AND REFERENCING SITES IS PROHIBITED

Unless expressly authorized by SITES, no one may hyperlink the SITES, or portions thereof, (including, but not limited to, logotypes, trademarks, branding or copyrighted material) to theirs for any reason. Further, you are not allowed to reference the URL (SITES address) of the SITES in any commercial or non-commercial media without express permission, nor are you allowed to ‘frame’ the Website. You specifically agree to cooperate with the SITES to remove or de-activate any such activities and be liable for all damages. You hereby agree to liquidated damages of US$100,000.00 plus costs and actual damages for violating this provision.

DISCLAIMER FOR CONTENTS OF SITES

The SITES disclaims any responsibility for the accuracy of the content of the SITES. Visitors assume all the risk of viewing, reading, using, or relying upon this information. Unless you have otherwise formed an express contract to the contrary with the SITES, you have no right to rely on any information contained herein as accurate. The SITES makes no such warranty.

The material presented on the SITES or the SITES’s Product is not intended to replace medical advice or be a substitute for your physician. If you are sick or suspect that you are sick, considering a diet, physical activity or any other activity that could potentially impact your health, you should consult your medical, health, or other competent professional before adopting any of the suggestions from the SITES or drawing inferences from it. If you are taking prescription medication, you should never change your diet (for better or worse) without consulting your physician as any dietary change will affect the metabolism of that prescription drug.

The SITES and the author’s opinions are solely for informational and educational purposes ONLY. The author specifically disclaims all responsibility for any liability, loss, or risk, personal or otherwise, which is incurred as a consequence, directly or indirectly, of the use and application of any of the contents of the SITES.

ALL SITES’S CONTENTS, PRODUCTS AND SERVICES ARE PROVIDED, AS IS, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. OUR COMPANY DOES NOT WARRANT, GUARANTEE, OR MAKE ANY REPRESENTATIONS REGARDING THE USE, OR THE RESULTS OF THE USE, OF THE SITES’S WEB SITES, PRODUCTS, SERVICES OR WRITTEN MATERIALS IN THE TERMS OF CORRECTNESS, ACCURACY, RELIABILITY, CURRENTNESS OR OTHERWISE. THE ENTIRE RISK AS TO THE RESULTS AND PERFORMANCE OF THE SITES’S WEB SITES, PRODUCTS AND SERVICES ARE ASSUMED BY YOU. IF THE SITES’S WEBSITES, PRODUCTS, SERVICES OR WRITTEN MATERIALS ARE DEFECTIVE, YOU, AND NOT OUR COMPANY, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION.

DISCLAIMER FOR HARM CAUSED TO YOUR COMPUTER OR SOFTWARE FROM INTERACTING WITH THE SITES’S WEBSITE OR ITS CONTENTS. VISITOR ASSUMES ALL RISK OF VIRUSES, WORMS, OR OTHER CORRUPTING FACTORS

The SITES assumes no responsibility for damage to computers or software of the Visitor or any person the Visitor subsequently communicates with from corrupting code or data that is inadvertently passed to the Visitor’s computer. Again, Visitor views and interacts with this Website, or banners or pop-ups or advertising displayed thereon, at his own risk.

DISCLAIMER FOR HARM CAUSED BY DOWNLOADS

Visitor downloads information from the SITES at his own risk. The SITES makes no warranty that downloads are free of corrupting computer codes, including, but not limited to, viruses and worms.

LIMITATION OF LIABILITY

By viewing, using, or interacting in any manner with the SITES, including banners, advertising, or pop-ups, downloads, and as a condition of the SITES’s Website to allow its lawful viewing, Visitor forever waives all right to claims of damage of any and all description based on any causal factor resulting in any possible harm, no matter how heinous or extensive, whether physical or emotional, foreseeable or unforeseeable, whether personal or business in nature.

INDEMNIFICATION

Visitor agrees that in the event he causes damage, which the SITE’s Website is required to pay for, the Visitor, as a condition of viewing, promises to reimburse the SITE’s Website for all expenses incurred by the SITES.

SUBMISSIONS

Visitor agrees as a condition of viewing, that any communication between Visitor and the SITES’s Website is deemed a submission. All submissions, including portions thereof, graphics contained thereon, or any of the content of the submission, shall become the exclusive property of the SITES’s Website and may be used, without further permission, for commercial use without additional consideration of any kind. Visitor agrees to only communicate that information to the SITES’s Website, which it wishes to forever allow the SITES’s Website to use in any manner as it sees fit. “Submissions” is also a provision of the Privacy Policy.

NOTICE

No additional notice of any kind for any reason is due Visitor and Visitor expressly warrants an understanding that the right to notice is waived as a condition for permission to view or interact with the SITES’s Website.

TERMINATION

SITES may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

DISPUTES

As part of the consideration that the SITES’s Website requires for viewing, using or interacting with the SITES’s Website, Visitor agrees to use binding arbitration for any claim, dispute, or controversy (“CLAIM”) of any kind (whether in contract, tort or otherwise) arising out of or relating to this purchase, this product, including solicitation issues, privacy issues, and terms of use issues. In the event the Visitor is the prevailing party, the Visitor shall bare the cost of its own attorney fees. The SITES reserves the right to litigate Visitor in a court of law in the jurisdiction of SITES’s choice.

In no case shall the viewer, Visitor, member, subscriber or customer have the right to go to court or have a jury trial. Viewer, Visitor, member, subscriber or customer will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator’s decision will be final and binding with limited rights of appeal.

The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.

JURISDICTION AND VENUE

If any matter concerning this purchase shall be brought before a court of law, pre- or post-arbitration, Viewer, Visitor, member, subscriber or customer agrees to that the sole and proper jurisdiction to be the state and city declared in the contact information of the web owner unless otherwise here specified. In the event that litigation is in a federal court, the proper court shall be the federal court of the SITES's choice.

APPLICABLE LAW

Viewer, Visitor, member, subscriber or customer agrees that the applicable law to be applied shall, in all cases, be that of the state of the SITES’s Website listing in our contact information.

CONTACT US

If you have any questions about our Terms & Conditions, please contact us:

By visiting our support website and submitting a support ticket: https://mtksupport.com.

Last Updated: 11/18/2017


Earnings & Affiliate Disclaimer

Earnings & Affiliate Disclaimer for MTK SITES

MTK SITES includes the following Websites: BillHudran.com, BillsIMTips.com, BillsTakeOnThings.com, LocoShots.com, OnlineLenderReview.com, SamanthaHudran.com, SecureLoansToday.Online, and TheRecipeJunction.com collectively referred to as “SITES”.

To meet the requirements of the FTC, this Compensation Disclosure has been provided for your protection and to fully disclose any relationship between the SITES’s product or service recommendations and the owners of those product or services. It is always recommended that before you purchase products or services on the Internet, including those on any of the SITES, that you conduct your own research and exercise due diligence. The owner of these SITES is required by the FTC to inform you that a relationship exists between the SITES and some or all of the products or services it reviews, recommends, promotes or links to.

1. MATERIAL AFFILIATION: It is advisable to assume that any mention of a product or service on the SITES is made because there exist, unless otherwise stated, a material connection between the product or service owners and the SITES. It should be understood that any recommendation made by the owner of the SITES for any product or service has been made in good faith. These recommendations reflect the fact that the owner has either tried the product or service or has extensively researched them and can give an honest opinion to the merit of the product or service. When any website makes any recommendation of a product or service it is advisable to assume the possibility of a material connection or relationship with the owners of those products or services.

2. PRODUCT/SERVICE PARTIALITY: Due to the material connection between the owner of the SITES and the owners of the products or services recommended, it must be understood that a bias for these products or services might exist. These biases, although based on facts, could have developed because of compensation for such recommendations from the product or service owners although every effort has been made to provide accurate and true reviews of each product or service. Regardless of whether the owner of the SITES has, or will receive compensation from product or service owners, it should be understood that a relationship exist between the two so there does exist, established or not, the potential for a material connection between product and service owner and the owner of the SITES. Before entering into any agreement or purchasing any product from the SITES, it is advisable to understand the potential partiality of the SITES owner due to possible compensation from the owners of the products or services recommended on the SITES. You should perform your own research and exercise due diligence prior to purchasing products or services from any website.

3. COMPENSATION: The owner of the SITES may receive compensation for recommendations made in reference to the products or services on the SITES. This compensation may be in the form of money, services or complimentary products and could exist without any action from a website visitor. Should you purchase a product or service that was recommended by the SITES, it is understood that some form of compensation might be made to the SITES owner. For example, if you click on an affiliate link at the SITES and then make a purchase of the recommended product or service, the SITES’s owner may receive compensation.

This Compensation disclosure statement has been made to inform you of the possibility that a material connection between a product or service mentioned, reviewed or recommended by the SITES and the product or service owner exist and that compensation to the SITES’s owner may be made should you purchase such product or service. Every effort has been made to provide true and accurate statements in regards to any and all products or services mentioned, reviewed or recommended by the SITES. Most of the web hosting reviews found here are based on submissions from people around the globe, and therefore there is no way to assess the validity of the review. Should you have any questions, comments or concerns and would like to receive an answer or ask a question prior to purchasing any product or service mentioned on the SITES you can contact the SITES’s owner by submitting a ticket at https://mtksupport.com.

4. AMAZON: The SITES participates in the Amazon Services, LLC Associates Program, an affiliate advertising program designed to provide a means for Websites to earn advertising fees by advertising and linking to amazon.com.

Last Updated: 11/18/2017


Returns & Refund Policy

Returns & Refund Policy for MTK SITES

MTK SITES includes the following Websites: BillHudran.com, BillsIMTips.com, BillsTakeOnThings.com, LocoShots.com, OnlineLenderReview.com, SamanthaHudran.com, SecureLoansToday.Online, and TheRecipeJunction.com collectively referred to as “SITES”.

Thank you for shopping at the SITES!

DIGITAL PRODUCTS:

We issue refunds for digital products within 30 days of the original purchase of the product.

We recommend contacting us for assistance if you experience any issues receiving or downloading our products.

MEMBERSHIP OR SUBSCRIPTION PRODUCTS:

We will ONLY issue a full refund for membership and subscription products cancelled within 30 days of the original date the membership or subscription began.

After the first 30 days the membership and subscription products began, refunds WILL NOT BE ISSUED. Membership and subscription products can be cancelled at any time. Access to the membership or subscription product will end at the end of the month the membership or subscription product was paid for.

We recommend contacting us for assistance if you experience any issues with your membership or subscription products.

CONTACT US

If you have any questions about our Returns and Refunds Policy, please contact us:

By visiting our support website and submitting a support ticket: https://mtksupport.com.

Last Updated: 11/18/2017